Who We Are

What is a Fiduciary

At Retirement Resource, we are fiduciaries, meaning we’re legally and ethically required to always act in your best interest. Every recommendation we make is built around your goals, your family, and your long-term financial future, not commissions or company incentives.

  • Not all financial professionals operate under the same standard
  • A fiduciary goes beyond “suitable” to recommend what’s truly best for you
  • We lead with questions about your life, not products to sell
  • Our commitment is to a strategy designed to support your retirement for the rest of your life

We use a three-part roadmap to align every aspect of your financial life – so nothing works in isolation.

What makes our Firm Different

Communication is a Priority

We believe meaningful relationships require ongoing communication. You won’t meet with us once a year and then wonder what’s happening with your plan. We stay connected, provide proactive guidance, and remain available as your life evolves.

We Are Proactive

We don’t just focus on where you are today—we focus on where you’re headed. Our goal is to identify opportunities now that can improve your future outcomes and help you stay ahead of potential challenges.

Great retirement planning requires more than investment management. At Retirement Resource, we coordinate investments, taxes, income planning, and long-term strategy into one cohesive plan built entirely around you.

  • We’re fiduciaries, meaning we’re always acting in your best interest
  • We’re independent and free to evaluate solutions from across the industry
  • We focus on retirement income planning, not just asset accumulation
  • We help clients stay organized with a Retirement Resource Binder, Generational Vault, and Wealth Dashboard
  • We take a team approach, coordinating with your CPA, attorney, and tax professionals

Who We Serve

Federal Employees

We specialize in helping federal employees navigate retirement and financial planning decisions.

Examples of agencies we have worked with include:

VA, CBP, USDA, FSA, FAA, USPS, SSA, DHS, DOD, FBI

And many others.

Women in Transition

Life changes can create uncertainty, especially after:

Loss of a spouse
Divorce
Career changes
Retirement transitions
We provide more than financial planning. We help clients navigate the practical and emotional realities that accompany major life events. Whether it’s organizing monthly finances, evaluating retirement options, or building a new long-term strategy, we’re here to support you every step of the way.

Clients with Large Pre-Tax Retirement Accounts

Many retirees have accumulated significant balances in pre-tax retirement accounts but lack a proactive tax strategy.

We help clients evaluate:

  • Future tax exposure
  • Roth conversion opportunities
  • Survivor tax considerations
  • Legacy planning strategies for heirs

We believe you should pay the IRS what you owe but not more than necessary because of a lack of planning.

Retirees Seeking Guidance Beyond Investment Management

Many people don’t want to spend retirement making complex financial decisions.

They want:

  • Confidence in their plan
  • Ongoing guidance
  • Protection of their nest egg
  • Support for surviving spouses
  • Help ensuring their wishes are carried out

Our role extends beyond managing investments. We help clients organize the financial decisions that impact their retirement lifestyle and legacy.

Distribution Planning Specialists

Saving for retirement and spending in retirement are two very different challenges.

Many financial advisors focus on accumulation. We focus heavily on distribution planning, helping clients answer questions such as:

  • When should Social Security begin?
  • How do we create sustainable retirement income?
  • How much money actually reaches your bank account after taxes?
  • How do we preserve assets during market downturns?
  • What happens if one spouse passes away?
  • How do we protect surviving family members?

What helped you build your retirement savings may not be enough to help you successfully spend those assets throughout retirement.

We build long-term relationships with individuals and families who want more than investment management.

Our clients are typically looking for a trusted team to help guide them through the many financial decisions that come with retirement.

  • People who want to be proactive, planning ahead for retirement income, tax strategy, Social Security timing, and legacy considerations rather than waiting for problems to arise
  • Those who value a team approach and want advisors they can call when life changes or questions come up
  • Individuals approaching or living in retirement who are ready to shift from saving to building a sustainable income strategy

Why What We Do Matters

Financial planning is not a one-time event.

Guidance should evolve as laws, markets, and your life change. That’s why we stay informed on industry developments, tax law updates, retirement legislation, and planning opportunities so your strategy remains current.

Retirement Resource is a West Fargo-based, team-driven retirement planning firm helping pre-retirees, retirees, and families organize income, taxes, and life’s “what ifs” through guidance that evolves as life changes, whether we meet in person or virtually.